The FSC recently reminded consumers that when they purchase health insurance, they need to carefully evaluate their insurance needs and financial ability, note the type of product they are buying, and check how disease names and medical terms are defined, the length of the waiting period, exclusions, benefit caps, and other important stipulations. But beyond that, they must also provide factual responses to questions posed by the insurance company on the application form (in the "health disclosures" section) so that the subsequent discovery of non-disclosures or false disclosures will not prompt the insurer to rescind the contract, thus leading to possible disputes.