Profit/loss, net value and exchange gains/losses of the insurance industry in August 2025
2025-09-30
The pre-tax profit of insurance enterprises at the end of August 2025 was NT$ 78.8 billion; the pre-tax profit of life insurance enterprises was NT$56.2 billion, decreasing by NT$229.5 billion or 80.3% compared to last year, while the pre-tax profit of non-life insurance enterprises was NT$22.6 billion, increasing by NT$2.9 billion or 14.7%.
Owners' equity of insurance enterprises at the end of August 2025 was NT$2,635.5 billion; owners' equity of life insurance enterprises was NT$2,477.4 billion, going down by NT$199.9 billion or 7.5% compared to last year, while owners' equity of non-life insurance enterprises was NT$158.1 billion, going up by NT$10.9 billion or 7.4%.
As of the end of August 2025, the NT Dollar had appreciated by 7.11% against the US Dollar since the end of 2024, and the cumulative balance of foreign exchange valuation reserve of life insurance enterprises was NT$372.6 billion, increasing by NT$153.0 billion. Meanwhile, the combined impact of exchange gains/losses, hedging gains/losses and the net effect of volatility on the foreign exchange valuation reserve of life insurance enterprises was NT$-623.2 billion. Over the same period, the overseas investments of life insurers resulted in net gains (including exchange gains/losses and hedging gains/losses, but not including the net effect of volatility on the foreign exchange valuation reserve) of NT$99.3 billion.
Owners' equity of insurance enterprises at the end of August 2025 was NT$2,635.5 billion; owners' equity of life insurance enterprises was NT$2,477.4 billion, going down by NT$199.9 billion or 7.5% compared to last year, while owners' equity of non-life insurance enterprises was NT$158.1 billion, going up by NT$10.9 billion or 7.4%.
As of the end of August 2025, the NT Dollar had appreciated by 7.11% against the US Dollar since the end of 2024, and the cumulative balance of foreign exchange valuation reserve of life insurance enterprises was NT$372.6 billion, increasing by NT$153.0 billion. Meanwhile, the combined impact of exchange gains/losses, hedging gains/losses and the net effect of volatility on the foreign exchange valuation reserve of life insurance enterprises was NT$-623.2 billion. Over the same period, the overseas investments of life insurers resulted in net gains (including exchange gains/losses and hedging gains/losses, but not including the net effect of volatility on the foreign exchange valuation reserve) of NT$99.3 billion.
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Update:
2025-09-30
