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Amendments to the “ An Interpretative Rule for Article 4 of Regulations Governing Various Reserves of Insurance Enterprises”

To ensure that Taiwanese life insurers are operated in a safe and sound manner, and to ensure that new contract policy reserves reflect market interest rates in a timely manner, the FSC announced that the policy reserve rates that applied to new life insurance policies in 2021 will remain unchanged in 2022. This decision: (a) was based on the fact that government bond yields in 2021 differed little from the previous year; and (b) reflected the FSC's overall thinking regarding premium rate stability, consumer interests, and the operating costs of insurers. The FSC will continue to monitor market rates moving forward and discuss the possibility of adjustments if the need arises.
Visitor: 657   Update: 2022-03-21